While still living in Indonesia, not many are aware of how important it is to have health insurance. Honestly, the reason I then bought a Cigna health insurance policy, unable to bear at the point of calling insurance agents tireless for several weeks. I had become the Cigna insurance customers starting in 2010-2014. During that time the cost of treatment to the hospital and doctors are all borne by the company where I work. So that I practically never use the insurance that I have it. I realized that if insurance is important after moving to the United States (US). Starting from the car, a rented apartment, home, health, and even pets also have insurance. According to the husband, every person who has a vehicle is required to have insurance. This was proven when all the local department of motor autos (DMV) in Key West, Florida, to accompany her husband takes care of the transfer of registration of inter-state, the first thing requested by the officer is vehicle insurance. After marriage, a husband who is a member of the US military, I enrolled as dependents and automatically incorporated into the military healthcare, TRICARE - husband opted for me- top TRICARE program. Not only that, I was registered specifically for dental insurance special software for military families through TRICARE managed by MetLife. My husband paid about 11 USD per month and I get the service without pay in the form of radiology and complete examination by a dentist, two visits to clean the teeth, and dental fillings. If more than that offered by the insurance holder must pay for itself, or known as out-of-pocket. After inspected and undergo a full examination by a radiologist and dentist, I was diagnosed with inflammation of the gums. I am surprised. Because I feel my teeth are fine, never experienced a toothache, or a matter of mouth. The doctor asked me if I was diligent flossing, honestly I say, although I rarely diligent brushing and mouthwash, and visit a dentist at least once a year. Flossing is not a common thing to do in Indonesia. However, it turns out without flossing can make gum problems. Long story short, I then scheduled to run a full treatment for a year. This means that the cost incurred husband even greater. Fortunately, most of the cost was covered by insurance. For comparison, one particular visit to clean the teeth of about 200 USD or USD 2, four million. I've run at least twice special care to clean teeth. This does not include a full examination by a radiologist and dentist are of course more expensive. However, all charges were paid for by insurers. Can you imagine how much it costs to be incurred by my husband if you do not have insurance for dental application for me. I know a friend who claimed to have to spend as much as $ 2,000 (USD 24 million) for dental husband has been in a very severe condition. This new gear, imagine if you experienced something like an accident, obstructed labor and operating costs need, and so forth. US healthcare costs are very expensive. Therefore, the insurance company to see this condition as the gold fields. As reported by ny instances, the number of Americans without health insurance decreased mainly after Obamacare or low cost Care Act extend enrollment (enrollment) for millions of residents without insurance in January. The number of Americans without insurance fell as much as 8 percent to number forty-one million in the first quarter of this year than in 2013, the decline has reached three, eight million people and in accordance with what the experts thought. With Obamacare, every company is required to provide insurance services for the workers and all US citizens are required to have insurance. If not, then for those who do not provide insurance for workers or residents who do not have insurance will be fined.
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