insurance car
A list of the best car insurance Indonesia in 2016, among others Jasaraharja Putera, AXA Insurance, Car Simas of Asuransi Sinar Mas, Garda Orto, Adira Insurance and Asuransi Allianz Utama Indonesia.
Having a vehicle that had long coveted, definitely make you want often do not wear it? But you know, the more you frequently use your vehicle, the greater the risk that you must face. Either from your own safety until the safety of the favorite car. Safety risk to yourself maybe you can try with prudent driving. However, the safety of the vehicle? Not that easy, because the other riders could have been careless and cause things you do not want. For that you have to prepare car insurance, so do not be too worried about the risk so that driving becomes more comfortable.
Before choosing the right car insurance for your needs, it is worth watching tios choosing car insurance following:
• Observe Insurance Products OfferedAs for the things that must be considered is the acquired facilities, the extent of the guarantee and benefit gains by you later. The facilities were obtained for example the emergency services who have a service, such as a tow truck service until the service call centers and so on. It also makes it easy to look at whether the product is a current loss, or even difficult, as well as choose the claim process is easy and fast.
Regarding the expansion of the network, look at whether to have more protection or commonly called riders? In general, there are several benefits of car insurance that has a guaranteed expansion include: natural disasters, mass rioting or terrorism, guarantees the rider and passenger, guarantees to third parties. In addition, check whether the products offered have perluasa assurance that features emergency aid on the way, the guarantee of medical expenses, up to reimbursement claims.
• Learn the aspects of the benefits of the company you choose.Learn as much detail as possible auto insurance company info you want to use his services, if there are some good review or not. You also may know of others who have tried or sharing with customers who already use its services.
• Note the extensive network of insurance companiesIt's hard not if the circumstances are pushing, but call centers are difficult to contact? Especially branch offices of insurance companies is not too much. For that, you should select companies that already have offices or branches that have spread throughout Indonesia.
• Do not be tempted by the premium rateNothing wrong to always remember the saying goes, there is money there goods. It is entirely possible that how much budget you spend, that will measure your satisfaction in the future. So it's good to compare the first package insurance program with another insurance company.
Was looking for the best car insurance for your favorite car?This is the comparison of some of the best car insurance services in Indonesia:
1. Jasaraharja PuteraAn insurance company established since 1993 in Jakarta, has given a comprehensive car insurance services to people throughout Indonesia. PT Asuransi Jasaraharja Putera (JP-Insurance) now has 27 branches and 87 sales offices spread throughout Indonesia.JP-ASTOR (Motor Vehicle Insurance) is one of the products Jasaraharja Son. The scope of coverage is the Total Loss ONL (TLO) and All Risk. Total Loss Only is the kind of coverage they provide protection from the risk of theft of the vehicle or the risks of accidental damage to the cost of the repairs will cost the same or more than 75% of the price of the actual vehicle. While the All Risk is the kind of coverage this ensures broader risk as well as risks TLO above also covers loss / damage partial / partial result of events that are guaranteed in the policy.
Excess JP-ASTRO include a guarantee of a risk Losses / damage to the insured vehicle caused by a collision, collision, overturned, skidded off the road, the evil deeds of others, theft of vehicles or standard equipment, fires and lightning strikes.Additionally, you can also apply the guarantees extra such as riots, terrorism and sabotage, floods, typhoons, hurricanes, landslides, earthquakes, tsunamis and volcanic eruptions, legal liability to third parties, legal responsibility to passengers, passenger personal accident, personal accident driver
While unntuk drawbacks, JP-ASTRO does not guarantee any loss of profits / decreasing value of financial, theft of equipment non-standard, damage or loss due to embezzlement, losses due to transgressions of the wife / husband / family / messenger / people who worked on the insured, for the race, driven by people who do not have a driver's license, entering a closed area / forbidden, radioactive contamination, earthquakes, volcanic eruptions, hurricanes, storms, floods, war, terrorism, violence, riots, strikes, aus.
2. AXA Auto InsuranceAXA Auto Insurance has a superior product that is SmartDrive provides services so that you feel safe and comfortable, because it provides comprehensive protection insurance, total loss and also expanding its range to meet what is important to you.Excess SmartDrive is clear packages are offered. Packages are offered, among others, there are four packages namely silver, gold, platinum, and platinum plus. This package has the distinction of each in accordance with the guarantees offered include: a total loss, combined, strikes and riots, natural disasters, legal liability to third parties and passengers, personal accident for the driver, medical expenses for the driver and passengers etc.For its shortcomings, there are some risks that are not covered AXA Insurance that risk itself, among others:• Combined / Losses Total / Strike, Riot, Riot, Terrorism and Sabotage / earthquake, volcanic eruption, tsunami, flood, windstorm: Rp200,000• Legal liability to third parties and passengers / Accident / Medical expenses: NIL• Taxi fare: 2 days franchise (for dibengkel workmanship under 2 days is not reimbursed)
3. Asuransi Sinar MasThe flagship product of the insurance mas light for vehicles is Simas Mobil field. Simas Mobil promises of protection is very complete, ie dnegan pays the applicable premium, the insurer is not the insurer will not only get all-risk protection and Total Loss Only, but also the expansion.The advantages of Simas Mobile is to provide protection extension consisting of: a personal accident (50 million), medication (1000.000), the legal responsibility of a 3rd party (100,000,000), riots, floods, tsunamis.While the shortage of Simas Mobil ie only accept this type of sedan cars and minibuses and used only for official or personal interests. That is, clients who will purchase car insurance for commercial interests are not served.
In addition to auto insurance company that has been discussed above, this is the best car insurance are alternative company in Indonesia:
1.Garda OrtoIn 2013 ago, Garda Orto had won the category of best car insurance survey version of one of the institutions in Indonesia.
2. Adira Insurance (Autocilin Auto Insurance)Based on the results of a survey conducted by the Business Web Indonesia, Autocillin won the award for Most Favorite General Insurance Product in 2013.
3. Asuransi Allianz Utama Indonesia (Allianz Auto Insurance)Allianz Auto Insurance is also included in the list on the best car insurance services company. After Asuransi Allianz Utama Indonesia as the holding company had won a variety of awards, reputation in providing services Allianz car insurance also increased.
